Effective Ways to Foster Discipline in Schools

The Housing Disaster And Subsequent Great Recession Of 2007

The Housing Disaster and subsequent Great Recession of 2007 were predicted by several well-known Economists, although it still caught a majority of the Country and World by surprise! I wasn’t prepared for this economic shock either, as I had just finished real estate school and passed my State and National licensing exams during the previous year. It was a tough start to a real estate business but proved valuable in the lessons I learned during those next several years. Although I was fairly â€Å"green† to the business, I could recognize some loan programs and practices that sent chills down my spine and raised the hair on the back of my neck. What were worst of these programs and practices? The overall consensus agrees that risky lending practices and sub-prime mortgages were key influences in the housing disaster. Inflated market and sales prices also played an important role. I am reminded of one such experience. A good friend of mine called me one evening, during the late summer of 2006. He was considering refinancing his current home so he could possibly purchase a second investment home. He explained that his current loan officer had offered a â€Å"great† loan package that would significantly reduce his monthly payments. RED FLAG NUMBER ONE! After reviewing the written information on this loan product, I showed him where he would be paying â€Å"affordable† interest only payments for two years. His monthly payment would increase dramatically after the third year, as he would beShow MoreRelatedThe Recession Of The Great Recession1525 Words   |  7 PagesIn 2007, the United States economy experienced a financial crisis known as the Great Recession, which affected much of the world. It officially lasted from December 2007 to June 2009 and all began with the bursting of an 8 trillion dollar housing bubble. A volatile mixture of financial market chaos -triggered by the housing bubble- and low consumer spending left millions of Americans wondering about their economic fate, the fate of their neighbors, and the fate of the nation. The Great Recession, fromRead MoreFinancial Crisis Essay1119 Words   |  5 Pagesattributed to various periods of economic turmoil in the past several decades; the 1979 energy crisis, the Savings and Loans crisis of 1982, the â€Å"Black Monday† global stock market crashes of 1987, the Dotcom bubble of 2000-2, the recession of 2002-3, the housing bubble and subsequent crisis of 2006-2008. It is from many of these crises that we can observe a pattern; many periods of economic downturn could have been prevented had common sense financial policies been enacted prior to these red periods. Read MoreThe Financial Crisis Of The United States Essay1468 Words   |  6 Pagesended up peaking the following March; a historic market low comparable to its 1997 levels and despite a sizeable recession, the dot com bust, occurring in between the two troughs (1). More broadly, the International Monetary Fund recorded a 1.7% decrease in global GDP during the approximately two-year period (2). This global contraction of economic growth became known as the Great Recession, the worst financial crisis since the one that indirectly sent the entire world into yet another bloody war. JustRead MoreThe Financial Market Analysis On Fiscal And Fiscal Sector1538 Words   |  7 Pagesto inject money in the economy has helped jump start the economy. The cost of the economies revival was at the expense of banks giving out mortgage loans to individuals with poor credit. With the help of deregulation and historical trends of the housing prices, financial analysts felt no harm in giving loans to in dividuals as long as house prices were rising, the default risk would be zero. Soon the mortgages went underwater, since the price of an individual’s house was lower than the mortgage paymentRead MoreThe Financial Crisis Of 2007-20091490 Words   |  6 PagesThe financial crisis of 2007-2009 resulted from a variety of external factors and market incentives, in combination with the housing price bubble in the United States. When high levels of bank and consumer leverage appeared, rising consumption caused increasingly risky lending, shown in the laxity in the standard of securities screening and riskier mortgages. As a consequence, the high default rate of these risky subprime mortgages incurred the burst of the housing bubble and increased defaultsRead MoreCauses Of Financial Crisis And Great Recession2061 Words   |  9 PagesThis paper was written to examine the causes of the financial crisis and Great Recession which can be materially tied back to decisions made in the 1970s and set the state for the crisis to occur. The paper invites the consideration of the key drivers that led to the subprime crisis that occurred long before 2007 and the result of a series of Acts that were ratified and the subsequent reforms that came about from these Acts. The Act that fanned the fire was the Community Reinvestment Act, which addressedRead MoreImpact Of Financial Crisis On Financial Institutions2699 Words   |  11 PagesImpact of Financial Crisis on Financial Institutions Introduction The purpose of this paper is to give a brief background of what led to the financial crisis of 2007-2009, as well as to provide an account of the underlying causes. The ultimate goal of the paper is to provide a quick look at how the financial crisis impacted financial institutions and markets. Poor risk management, inadequate capital reserves, and a too-big-to-fail mentality were root causes in the chaos that developed in the lateRead MoreThe Solution of New Century Financial Corporation9605 Words   |  39 Pagespress reports in June 2007 revealed that HAI LÚA was more than $600,000 past due on his home mortgage payments. The $5 million mort- gage on HAI LÚA’s Beverly Hills mansion was held by Countr ywide Financial Corporation. Unfortunately, millions of everyday Americans with mortgage balances only a fraction of Ed HAI LÚA’s have recently faced the unhappy prospect of losing their homes due to the worst financial crisis to strike the United States economy since the Great Depression. As thatRead MoreThe Solution of New Century Financial Corporation9616 Words   |  39 Pagespress reports in June 2007 revealed that HAI LÚA was more than $600,000 past due on his home mortgage payments. The $5 million mort- gage on HAI LÚA’s Beverly Hills mansion was held by Countr ywide Financial Corporation. Unfortunately, millions of everyday Americans with mortgage balances only a fraction of Ed HAI LÚA’s have recently faced the unhappy prospect of losing their homes due to the worst financial crisis to strike the United States economy since the Great Depression. As thatRead MoreDevelopment Of Tourism : The California Travel And Tourism Commission ( Cttc )3097 Words   |  13 Pages----------------------------------------------------------------------------9 4. Reasons for Concerns ---------------------------------------------------------------------- 10 4.1. Economic Downturn ---------------------------------------------------------------10 4.2. Natural Disasters -------------------------------------------------------------------10 4.3. Natural Resources and Environmental Concerns ------------------------------11 4.4. Lack of Development in Public Transportation --------------------------------11 4.5. Competition

Herbert Hoover, One of the Worst Presidents in American...

Because of the plague known as the Great Depression, Herbert Hoover is often seen as one of the worst presidents in American history. He enacted policies such as the Hawley-Smoot Tariff that flushed America deeper into the depression. Hoover didnt understand that to solve a crisis such as a depression, he needed to interact directly with the people by using programs such as social security and welfare. Instead, Hoover had the idea that if he were to let the depression run its course, it would eventually end. There are three things that can be used to define Hoovers presidency during the depression, his actions, his mentality toward fixing things, and the fact that he helped pave the way for the â€Å"New Deal† One main cause of the†¦show more content†¦Herbert Hoover had a belief that self-reliance and hard work in industry is what makes America great, unfortunately for Herbert Hoover, this is exactly what got America into the Depression. When Hoover enacted Hawley-Sm oot Tariff, he basically isolated the U.S. because no country wanted to pay the high tariff rate. Since America was left alone to suffer, Hoover decided that it would benefit the people if he enacted laws like the Federal Home Loan Bank Act. This act was meant to lower mortgage rates and help farmers refinance their farms, but since the depression was already in full swing, it was again too little too late. Herbert Hoover at one point fully believed that if the depression was virtually left alone, it would fix itself because of the boom and bust economy. This also didnt work, because without government help, the people didnt know what to do with themselves and were left to suffer the depression by themselves. Hoovers attitude was changing from optimistic to desperate because nothing that he tried seemed to work. It seems as though Hoover was afraid of what he had done to America when a group of World War I veterans, known as the Bonus Army, came marching in Washington looking for th e bonuses they were promised. The bonus wasnt due until the 1940s, but with the uncertainty of the economy, they wanted to get what they could, whileShow MoreRelatedThe Herbert Hoover : The First President Born West Of The Mississippi River1291 Words   |  6 Pages HERBERT HOOVER Manav Verma US 1 Academic February 10, 2016 Knapp ` Herbert Hoover was born on August 10, 1874, in West Branch, Iowa, and was the first president born west of the Mississippi River. He was academically successful and strived to be the best. He was a great candidate but his presidency was a failed one. The Great Depression is mostly to blame, as Hoover worked hard to get to his position and then watched his hard work leave as he lost the chance to be reelected. HooverRead MoreThe Great Depression and President Herbert Hoover783 Words   |  4 Pagesfirst president, Herbert Hoover greatly impacted the lives of many Americans. It has been stated that the stalk market crash was to blame for the greatest economic downturn in American; however, Ex-President Hoover made critical mistakes during the depression that he would be blamed for the rest of his life. The Great Depression began in 1929, 7 months after the Ex-President’s election. (Insert cite) Instead of â€Å"using the power of the federal government to squarely address it† (I C), Hoover vetoedRead MoreTaking a look at the Great Depression 795 Words   |  3 Pages Great Depression The great depression was one of the worst disasters that occurred in U.S history. October 29, 1929, is the day the stock market crashed, and that day was the beginning of The â€Å"Great Depression†. Many US citizens suffered through this depression, children couldn’t go to school because their parents couldn’t afford to buy school supplies, and children had to work at a young age. Families lost their homes to the bank and they were forced to create homes out of driftwoodRead MoreGreat Depression Essay examples1427 Words   |  6 Pagesall the American people. It was a time of unemployment, falling wages, and hope for recovery (â€Å"Chapter 27†). Some of the causes of the Great Depression were government policies, economic factors, and the gold standard (â€Å"Chapter 27†). Other reasons included the fall of the stock market, overseas investments, and the investments in Florida real estate (Farless). The president at the time of th is difficult time was President Herbert Hoover. When the Great Depression started, Herbert Hoover took mattersRead MorePresident Hoover And Franklin Roosevelt1980 Words   |  8 PagesWhen President Hoover entered office in 1929, stock market prices were at all time highs and the American economy prospered. Suddenly, in October of 1929, the stock market crashed and thousands of Americans lost their entire life savings. The crash sparked the most horrific and devastating economic crisis of all time. In the tedious years to follow, records suggest that stock prices fell â€Å"about 80% from their highs in the late 1920s† (Stock Market Crash). Soon after Black Tuesday, the UnitedRead MoreThe Legacy Of The United States925 Words   |  4 Pagesaffected social and cultural aspects of the American life. In times of such crisis, the public can only look for a savior. America looked to their leaders to save them. The leader at the time was Hebert Hoover. He would have to save the country from its downfall. There were two presidents in Depression Era United States. One that had inherited the country in a seemingly prosperous time and the other credited with its recovery. Hoover has a place in history known for his failures at bringing the countryRead MoreHoover And Roosevelt s Actions During The Aftermath Of The Crash Of 1929792 Words   |  4 PagesPavithra Bandanadham History 212 May 8th, 2015 History Second Exam Compare and contrast Hoover and Roosevelt’s actions in the aftermath of the Crash of 1929. How did both administrations attempt to deal with the economic stagnation, social hardship and psychological impact of the depression? What needed to be fixed and which approach proved more successful? In your essay you should address not only the underlying economic and social problems that both administrations had to deal with and the variousRead MoreThe Great Depression : President s Franklin Roosevelt And Herbert Hoover1033 Words   |  5 PagesM†Lynne McMillan Morgan Ricks History 2223 31 March 2015 The Great Depression President s Franklin Roosevelt and Herbert Hoover were both faced with the challenge of the Great Depression, and if the were here today I feel they would each deal with the healthcare issue in America in different ways. Each president handled this massive challenge in very different ways. Today, a lot of controversy is on our nation’s health care, and the Obamacare Act. In my opinion, Roosevelt would more than likelyRead MoreAmericas Great Depression1659 Words   |  7 PagesThe Great Depression is probably one of the most misunderstood events in American history. It is routinely cited, as proof that unregulated capitalism is not the best in the world, and that only a massive welfare state, huge amounts of economic regulation, and other Interventions can save capitalism from itself. Among the many myths surrounding the Great Depression are that Herbert Hoover was a laissez faire president and that FDR brought us out of the depression. What caused the Great DepressionRead Mo re The Great Depression in America Essay examples840 Words   |  4 Pagesdropped out of the stock market sending the American economy toward its worst downfall in history. The Great Depression was not only responsible for a dramatic change in the structure of American politics, but also for a change in Americans’ expectations about government. The Depression affected all Americans, rich or poor, and was responsible for ushering numerous social problems into the lives of citizens. Herbert Hoover was elected president in 1928. Prior to his election, during his

The Effects Of Indoor Air Pollution On The Environment

Humans, animals, and plants need air to survive, but how can they survive if the air that they breathe is polluted? Every cell in your body needs oxygen in order to live. The air that everyone breathes contains oxygen and other gases. Hazardous chemicals escape into the environment to pollute the air from numerous human activities. The ever growing combustion of fossil fuels in the last century is responsible for the biggest progressive change in the atmosphere. Despite the other numerous environmental problems in the world, air pollution is the greatest ecological problem around the globe because of the devastating and harmful effects it has on humans and the environment. Air pollution is not only in the outdoors but also indoors too. Air within buildings and rooms such as a gym, shopping mall, hospital, classroom, office or home can also be polluted. Indoor air can be desecrated by smoke, chemicals, or gases. Unlike outdoor air pollution, the effects of indoor air pollution is hea lth related and less of an environmental issue. Household care items and furnishing chemicals that release toxic odors are trapped in the indoor air that people breathe. As less fresh air gets inside places, the concentration of pollutants such as pesticides, tobacco smoke, carbon monoxide, asbestos and mold are trapped indoors. Most of the disastrous air pollution caused by humans is from vehicles, factories, and power plants. The United States Environmental Protection Agency explains â€Å"MostShow MoreRelatedA Brief Note On Air Pollution And Indoor Pollution1288 Words   |  6 Pagestoo much exposure from air pollution? This is becoming a global problem because of the extremely high levels of toxins and chemicals being produced. So how do we reduce air pollution? First, we all must educate ourselves and become aware of the rising health problems related to pollution. The majority of individuals today are unaware of the chronic illnesses that can occur from polluted air. There are countless amounts of toxins and substances traveling throughout the air, attacking a person’s immuneRead MoreAir Pollution Essay1322 Words   |  6 PagesAll living things use air and it must be clean to maintain life on earth. When air pollution becomes the subject, what do you think about? Smog, acid rain, and other forms of outdoor pollution are the common things people think about. Air pollution can also exist indoors as in closed ventilated areas that we surround. This makes the air that we breathe indoors inescapable and the pollution exist both indoor and outdoor. For example, hair spray usage indoor is polluting the air inside because of theRead MoreAir Pollution and Some of the Diseases and Problems It Causes784 Words   |  3 PagesAir pollution refers to chemicals, biological materials, or other harmful toxins released into the Earth’s atmosphere. [3] Most air pollutants are anthropogenic (human-made), such as exhaust emissions and power plants.[ ] Air pollution damages environments and harms the organism that lives in them by causing life threaten diseases. Indoor air pollution and urban air quality is the world’s worst type of pollutants.[ ] Indoor Air pollution and Urban air Quality is responsible for 3.1 million prematureRead MoreAir Pollution1499 Words   |  6 PagesAir Pollution emissions have been a leading threat to the world, as the world has become more and more industrialized over the past century. However, many fail to realize the threat that air pollution emissions pose to human health. As humans continue to buy gasoline for the excessive amount of cars that are driven on a daily basis, create waste from factories, using coal and biomass fuels to power their daily lives, they will continue to put their own health at risk. China, a developing countryRead MoreAir Pollution: Causes, Problems, and Solutions In Hong Kong1607 Words   |  7 Pagesfamous for its air pollution, which haunts the lives of thou sands of Hong Kong people and wastes billions of dollars of the government and the private sectors every year. It is an unchanging fact that air pollution in Hong Kong not only results in a waste of massive amounts of money, but also results in deterioration on the overall health standard of the Hong Kong population. No doubt that it is the task of the Government of Hong Kong to work out measures to tackle air pollution. Nevertheless, itRead MoreEffects Of Air Pollution Essay1282 Words   |  6 Pagesmany kinds of pollution, but one that has the most impact on humans would be air pollution. In order to live, we must breathe air and surprisingly some things that we breathe takes a toll on our health. Air pollution occurs when pollutants are released into the atmosphere. It has both chronic and acute effects on human health which effects a number of different systems and organsFossil fuel combustion such as diesel fuel, coal, gasoline and natural gas is the main source of air pollution. Most of thisRead MoreIndoor Air Quality ( Iaq )1466 Words   |  6 PagesIndoor Air Quality: 1. Introduction: Indoor Air Quality (IAQ) refers to the air quality within and around buildings and structures, especially as it relates to the health and comfort of building occupants. People spend about 90% of their time indoors. Many people spend their entire working day inside an office, shop, factory, or other facility. In some indoor environments, poor air quality has been blamed for physical symptoms and complaints such as headaches, eye irritation, and coughs. TheseRead MoreThe Effects Of Air Pollution On The Central Valley Essay1572 Words   |  7 PagesAIR POLLUTION The Central Valley is one of the many sites of where air pollution is most greatly produced. This is due to the vast majority of electricity, fuels, and transportation that people in the Central Valley utilize along with the amount of agriculture that is produced here. Many people go through their daily activities without thinking about how they are harming not only the environment but also the health and well being of humans. The cause of air pollution is not only due to natural eventsRead MoreAir Pollution Essay1359 Words   |  6 Pagespremature deaths caused each year due to air pollution in cities across the world† (Air Pollution). Every day the average person inhales about 20,000 liters of contaminated air, Such as carbon dioxide and smog (Brimblecombe). These pollutants are released throughout the world’s atmosphere in concentrations that are high enough to cause health problems, which leads to one of the main problems today, and that would be air pollution (Soch a). The main cause of air pollution is all of the toxic chemicals thatRead MoreEssay on Low Health Expectancy1034 Words   |  5 Pagesperson is expected to live in full health. This essay will argue that the main factors which contributes to low health expectancy in developing countries are malnutrition and environmental pollution and the possible solutions to this problem is eradicating poverty, improving health services and education on pollution and other substitutions to cooking with traditional stoves. The first main factor that contributes to low health expectancy in developing countries is malnutrition. According to NHS

Functional Areas of a Business Free Essays

A thriving (wholesome) business can be compared to a human who has functional areas taking care of diverse aspects of his body. In business these functional areas group skills and tasks to manage aspects of business that have their own protocol and logic. Business dictionary defines functional areas of business as the grouping of activities or processes on the basis of their need in accomplishing one or more tasks. We will write a custom essay sample on Functional Areas of a Business or any similar topic only for you Order Now It is a necessity and a great benefit for an entrepreneur to have knowledge of these functional areas of a business. This chapter therefore discusses the functional areas of business such as human capital, finance, and marketing as they are basic to all businesses. Others become more essential as the business grows. Management concepts and function will also be reviewed briefly. Basic Management Concepts and Functions Management is a universal phenomenon. It is a very popular and widely used term. All organizations – business, political, cultural or social are involved in management because it is the management which helps and directs the various efforts towards a definite purpose. According to Gautam (2013) many resound authors have defined management in various ways from different points of view some of which are: Harold Koontz—Management is the art of getting things done through others and with formally organised group. F.W. Taylor __ Management is the art of knowing what you want to do and then seeing that they do it in the best and cheapest manner. George R. Terry – Management is a distinct process consisting of planning, organising, actuating and controlling; utilizing in each both science and art, and followed in order to accomplish Pre determined objective. Peter Drucker – Management is a multipurpose organ that manage a business and manages mangers and manages workers and work. M. P. Follet – Management is the art of getting things done through people. Management can also be defined as the effective and efficient use of organisational resources (man, machine and materials) to achieve organizational goals. Functions of Management For any organization to function efficiently, it needs to put in place procedures, methods and plans. This can be achieved when management concepts are implemented. The French engineer Henri Fayol created the first principles of management theory. He defined five functions of management for the management component and these are still seen as relevant to organizations today. These five functions focus on the relationship between personnel and its management and they provide points of reference so that problems can be solved in a creative manner. (Van Vliet, 2011). These functions have been explored as follows: Planning Planning is the guidance of future action (Forester, 1989). Simply put planning is deciding in advance what to do, how, when and who to do it. Planning is the base upon which all other management functions are built therefore it is the primary function of management. Planning involves the establishment of objectives, strategies to achieve the objectives, and a step by step determination of the activities and resources necessary to achieve them. Planning is an unending course of action as it is decision making, since it involves selecting from among alternatives, the best course of action, which seems most likely to bring success or desired result. Planning bridges the gap from where we are to where we want to be. It is therefore futuristic in nature and so it involves prediction. There is always an element of risk in planning because of external factors that are beyond the control of the business but still influences it. Sound planning can reduce risk but cannot eliminate it altogether. Managers must plan for future conditions, develop strategic objectives and secure the achievement of future goals. Therefore, managers must evaluate future contingencies affecting the organization, and shape the future operational and strategic landscape of the company. Organising An organisation can only function well if it is well-organised. This means that there must be sufficient capital, staff and raw materials so that the organization can run smoothly and that it can build a good working structure. Louis Allen (1958) defined organising as the process of identifying and grouping the work to be performed, defining and delegating authority and establishing relations for the purpose of enabling people to work most effectively together in accomplishing objectives. It involves the establishment of an internal structure of roles through the determination of the activities required to achieve the goals of an enterprise and each part of it; the grouping of these activities, the assignment of such groups of activities to a manager, the delegation of authority to carry them out and provision of co-ordination of authority and informational relationships horizontally and vertically in the organisational structure. It is the totality of such activities that constitutes the organizing function. Managers must organize the workforce in an efficient manner and structure and align the activities of the organization. Directing/ Commanding/ Leading Directing is the third function of management. Working under this function helps the management control and supervise the actions of the staff. It also enables them to render assistance to the employees by guiding them in the right direction, to achieve the company’s goals and also accomplish their personal or career goals. Therefore directing is the function of guiding, inspiring, overseeing, and instructing people towards accomplishment of organizational goals. In the words of Newman and Warren (1977) it is activating deals with the steps a manager takes to get sub-ordinates and others to carry out plans. Managers must supervise subordinates in their daily work, and inspire them to achieve company goals. Likewise it is the responsibility of managers to communicate company goals and policies to subordinates. The directing of subordinates should always be consistent with company policies, and every manager should treat subordinates in line with the standards of the company. Controlling After strategies are set and plans are made, management’s primary task is to take steps to ensure that these plans are carried out, or, if conditions warrant, that the plans are modified (Merchant, 1982). Controlling involves ensuring that performance does not deviate from standards. Controlling consists of three steps, which include (1) establishing performance standards, (2) comparing actual performance against standards, and (3) taking corrective action when necessary. Performance standards are often stated in monetary terms such as revenue, costs, or profits but may also be stated in other terms, such as units produced, number of defective products, or levels of quality or customer service. Effective controlling requires the existence of plans, since planning provides the necessary performance standards or objectives. Controlling is therefore a tool for measuring progress. It is therefore the responsibility of managers to ensure that company activities are in line with general company policies and objectives. Also to observe and report deviations from plans and objectives, and to make initiatives to correct potential deviations. Coordinating The organization will function better when all actions are harmonized. Coordination aims at galvanizing discipline and motivation within the group dynamics, which necessitates good leadership and clear communication. In simple words, coordinating is all about ensuring everything works well together. It is having the right resources at the right time and right place. They coordinate team actions and procedures so that the objectives are achieved in an efficient and effective manner. In a business enterprise with people working at various levels performing various activities, it becomes crucial to synchronize work at every level and in the organization as a whole. It is therefore the duty of the manager to harmonize the procedures and activities performed by the workers, meaning that every activity of each organizational unit should complement and enrich the work of another. It is interesting to note that there is no hard and fast rule to be followed in the application of these functions, as management is a real-time decision-making system, any of these functions can be operational in conjunction with any other and also as independent entities themselves. How to cite Functional Areas of a Business, Papers

Expositon Determing Hate Crimes Essay Example For Students

Expositon Determing Hate Crimes Essay Exposition: Determining Hate Crimes? Hate based on race, religion and sexual orientation exist within any cultural rich societies. When this type of hate fuels a person into taking violent actions upon those they hate, it is called a hate crime; a topic which the American public is seriously concerned about. It has been a widely discussed subject on the media, and often debates of whether or not a crime should be attributed with hate are the center for discussion. Does hate crime imply on any case when a person is convicted for inflicting damage on someone different? It is often difficult to set a benchmark for measuring sufficiency of hate as a cause to label it in front of crime. The term can be conveniently stretched and squeezed by people with different ideas and biases. The four white policemen who brutally beat Rodney King Jr., a black man, half to death for merely speeding is determined by the courts judgment, as officers performing their duty. Hate, to those particular jurors and judge, was not a valid concern. To them, the beating was not due to the officers resentment for a black man, but because they were simply disciplining an offender of the law. To the minority groups, the courts ruling was outrageous. From their point of view, the savage beating was unnecessary and hate was obviously the factor which induce the four cops to perform such a nasty feat. Because people have varying views and opinions, application of the term hate crime is not always relevant. Can we assume the murder of Nicole Simpson by OJ Simpson a hate crime since it involves a black man killing a white woman or are there more in depth twist to the case? People who are willing to do a little thinking, do not just look at the difference of the victim and the convicted and draw conclusions of whether or not the crime is hate related, they examine all the other psychological elements also. The most common way of judgment is to ponder: if the victim was of a different race, religion, or sexual orientation, would the same injurious action still have taken place? In order to picture the virtual scenario, we would need to think critically and be able to delineate out hate, and to do that, we need to No one is born to be prejudice. It is the society people grow up in that teaches them to be that way. Even while watching a seemingly harmless cartoon, we are taught unconsciously to despise those who are different. The good guys are always a group of the same kind, physically appealing and very American while the bad guys are always bizarre and resemble people from a distant culture we dont recognize. From very young, we develop stereotypes; a direct effect from the workings of society. Popular generalizations such as Black people eating up social security money and Asians trying to buy America are passed around. Yet, in reality, statistics show that much more Whites are on social security than are blacks and only the Japanese Corporations are doing the purchasing, not Asians, particularly Asian Americans who have nothing to do with them besides being Asian. Ironically, society tries to undo our prejudice through education when we enter school. But the prejudice is brought back to us when we meet students who are prejudice, whether we become their friends or their victims of discrimination. Being prejudice upon teaches a person to be prejudice. How a person views something related to racism and hatred, directly reflects on how society has raised them. The American people do not see the bombing of Iraq and Yugoslavia as a hate crime, because we are told what we want to believe, that we are good and they are evil, and there would be no wrong in flexing our superior muscle. But to the Iraqis and Yugoslavians, who lost thousands of lives, the United States is but a racist nation who kills non-American people like killing ants. For if the Iraqis and Yugoslavians were Americans, preferably white, would the U.S value their lives differently? It is ultimately in a persons perception, which concludes what is and what is not a hate crime. .u3da5c2f61395296ed00f306b1e6615e8 , .u3da5c2f61395296ed00f306b1e6615e8 .postImageUrl , .u3da5c2f61395296ed00f306b1e6615e8 .centered-text-area { min-height: 80px; position: relative; } .u3da5c2f61395296ed00f306b1e6615e8 , .u3da5c2f61395296ed00f306b1e6615e8:hover , .u3da5c2f61395296ed00f306b1e6615e8:visited , .u3da5c2f61395296ed00f306b1e6615e8:active { border:0!important; } .u3da5c2f61395296ed00f306b1e6615e8 .clearfix:after { content: ""; display: table; clear: both; } .u3da5c2f61395296ed00f306b1e6615e8 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u3da5c2f61395296ed00f306b1e6615e8:active , .u3da5c2f61395296ed00f306b1e6615e8:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u3da5c2f61395296ed00f306b1e6615e8 .centered-text-area { width: 100%; position: relative ; } .u3da5c2f61395296ed00f306b1e6615e8 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u3da5c2f61395296ed00f306b1e6615e8 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u3da5c2f61395296ed00f306b1e6615e8 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u3da5c2f61395296ed00f306b1e6615e8:hover .ctaButton { background-color: #34495E!important; } .u3da5c2f61395296ed00f306b1e6615e8 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u3da5c2f61395296ed00f306b1e6615e8 .u3da5c2f61395296ed00f306b1e6615e8-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u3da5c2f61395296ed00f306b1e6615e8:after { content: ""; display: block; clear: both; } READ: Character Is Nessessary For Happiness Aristotle EssayBibliography: .

Research and Practise for World Health Organization-myassignmenthelp

Question: Discuss about theResearch and Practise for World Health Organization. Answer: Health financing approaches in insurance that are central to Universal coverage Insurance industry is ever growing with new products that are aimed at improving access to medical care through insurance policies. The cut-throat competition in the insurance industry has alternatively led to increased product launching which are almost similar within the industry to cover the same array of problems. Most of the millennium development goals and the standards that has been set by the world health Organization (WHO) is that there should be universal access to healthcare. With affordability of medical services being an issue to grapple with, insurance companies have targeted families and corporation in bid to make sure that they reap maximum benefits. This is to enable health care access while providing alternative means to financing (Atkins Bates, 2008.p. 45) The general function of any insurance is to indemnify, that is to compensate in case of loss. The universal coverage of health highlights the importance of financing health systems and the resources of the population to access health services. There are other aspects that also influence insurance penetration, such as lack of political will, knowledge, organization and preparation of the authorities (The European health report, 2009). Although exogenous problems, which affect the population, that influence in the health systems, as, natural disasters, among others, are defined, these systems should interact in a more active way with the phenomena that originate them and the factors that intervene, so that some proposals to such effects are described in this work (Ruggiero, 2007).It is worth highlighting, as references, the different scenarios where such an important topic has been addressed, such as the "International Conference on Primary Health Care with its theme "Health for all in the year 2000", the Commission of Macroeconomics and Health, the "World Conference on Social Determinants of Health, the "Strategy for Universal Access to Health and Universal Health Coverage. In each of them the economy was present, with an emphasis on financing, as an inextricably linked part to every process of society, and also highlighted how the promotion and protection of health are essential for human well-being and human development sustained (Black, Skipper Black, n.d.) Although the Universal Health Coverage indicates the exogenous factors that influence the state of health of the population, it is not appreciated or is not clear how to achieve that necessary interaction between the health systems of each nation and these elements, among them , the environment and natural disasters, for their impact on population health and, consequently, on health services. The employment of the academy, as a generator of training and improvement of human capital, research and evaluations, should be an explicit part of the strategy. Likewise, the local development, the conscious participation of the authorities, the formal and informal leaders and the community, with an adequate preparation, is essential in this whole process (Connolly, 2011) Based on the above arguments, this article describes some complementary elements that could be taken into account so that the purposes of universal health coverage in its entirety achieve effectiveness, efficiency and sustainability in health systems. The essential functions of public health are based on processes and movements that allow a better performance of its management, both with respect to internal and external factors. The strategic importance of these functions, such as the monitoring and promotion of health, lies in the generation by the health system of an effective, efficient and high-quality response, in the area of health, to collective interests (Saunders, Lewis Thornhill, n.d.p.33). On the efficiency and the sustainability of public health systems, the WHO has identified several aspects that have a negative influence, and has offered some proposals that can have a positive impact on the achievement of the objectives of this program, namely: Costs of care continue to grow due to the increase in chronic diseases, the aging population and new and more expensive treatments, together with economic recessions The urgency of having financing systems to achieve, in addition, the right balance between the population with coverage and the offer of services with efficiency and equality. The existence of points where a bad expenditure between 20 and 40 is reflected % of the resources allocated to health, which indicates the search for options to improve efficiency, and that the results are in correspondence with the investments. This important aspect reflects the 10 main causes of lack of efficiency, as a guide to work on possible solutions and alternatives (National health insurance act and implementing regulations, 2001) Valuations related to financing, such as low-cost interventions with high impact - still untapped, social protection networks, insurance mutual, public-private health insurance, percentages of gross domestic product dedicated to health, which should not be less than 6%, with priority in promotion and primary care ; the use of essential generic medicines; compulsory health insurance; taxes on harmful products; the proper use of international cooperation; Among others (Morrisey, 2014). The most integral proposal, as a fundamental aspect, is to eliminate direct payments for prepayments with the creation of a single pool of funds, which offers the greatest advantages, such as cross-subsidies in the population and obtaining efficiency, which will influence the reduction and / or elimination of fragmentation. The fairness and need to have considered the poorest, indigenous, migrants, rural areas, the informal sector, as well as out-of-pocket expenses. Other problems identified that are related to the shortage of human resources, in terms of training and retention conditioned by working conditions and adequate payment, which influences the performance, quality and impact of the results. The universal coverage of health highlights the importance of financing health systems and the resources of the population to access health services (Mullinger Jenkins, 2014). The strategic importance of these functions, such as the monitoring and promotion of health, lies in the generation by the health system of an effective, efficient and high-quality response, in the area of health, to collective interests. There are other aspects that also influence insurance penetration, such as lack of political will, knowledge, organization and preparation of the authorities. References Atkins, D., Bates, I. (2008).Insurance. London, U.K.: Global Professional Publishing. Black, K., Skipper, H., Black, K.Life insurance. Connolly, S. (2011).Insurance. Mankato, MN: Amicus. Keane, C.Modeling behavior in complex public health systems. Marchildon, G. (2013).Health systems in transition. Toronto [Ont.]: University of Toronto Press. Morrisey, M. (2014).Health insurance. Mullinger, P., Jenkins, B. (2014).Industrial and process furnaces. Amsterdam: Elsevier. National health insurance act and implementing regulations. (2001). [Taipei]. Ruggiero, A. (2007).Public health. Detroit: Thomson/Gale. Saunders, M., Lewis, P., Thornhill, A.Research methods for business students.